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Why users Stop using this Early Stage Fintech App after 12 Days

What free-trial data doesn’t tell you

🔥 Problem Statement

An early-stage fintech product team noticed a consistent pattern: users signed up, explored the app, and then silently stopped using it within the first two weeks.

Analytics showed when users dropped off—but not why

Email surveys and in-app forms had response rates below 5% and produced vague answers like “didn’t need it anymore” or “too busy.”

The team needed honest, detailed explanations from users who disengaged early.

👔 Setting up the CallForm

Research goal: Understand why users stopped using the app within the first 12 days

  • Questions asked: 7 open-ended questions

  • Participants: Users inactive for 10–15 days

  • Calls placed: 120

  • Completed conversations: 68

  • Duration: 48 Hours

⚛️ Insights from the Study

The most surprising insight was that pricing was not the primary reason for churn.

Instead, a clear pattern emerged across conversations: users felt uncertain.

Core Insight:

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